Mark Romero - Home Insurance Expert

If you have a covered event, such as a fire, that damages your home, your homeowners insurance can help if your home isn’t livable. A homeowners insurance policy and those for condo owners and renters offer additional living expenses or loss of use coverage to help with costs when your home is uninhabitable. Let’s review […]

UPDATED: JUNE 23, 2023

If you live within a condo community, you likely know about homeowner associations (HOA) and how the insurance process works when it covers your community’s shared spaces. As a member of an HOA, you should purchase loss assessment coverage to save money if the HOA files an insurance claim. Let’s go over why you need loss […]

UPDATED: AUGUST 11, 2023

The housing market is in disarray as buyers scramble to find properties, mortgage rates climb, and the housing supply dwindles. In some areas of the country, housing valuations are dramatically up, and the dream of homeownership diminishes for many. These areas have homebuyers paying premiums of more than 50% of homes’ values.  Table of contents: […]

UPDATED: AUGUST 24, 2023

Imagine you’re running late to work so you decide to drive a bit over the speed limit. Before you know it, you’ve been pulled over for speeding and are handed a ticket. Now you’re probably wondering: Does a speeding ticket affect your insurance?

UPDATED: AUGUST 07, 2023

Driving is such an everyday part of our lives that it can be easy to overlook bad practices behind the wheel. Distracted driving and speeding are unsafe, but there are other mistakes that you may be making. Keep reading for nine driving mistakes you can correct the next time you get behind the wheel and […]

UPDATED: AUGUST 24, 2023

Homeownership is a dream among many, if not most, Americans. And home ownership is probably one of the most considerable and vital investments you’ll make within your lifetime.  One of the top ways to help protect your significant investment is to ensure you research and choose the best homeowners insurance carrier for you and your […]

UPDATED: AUGUST 24, 2023

Many owners enjoy upgrading their vehicles with custom parts, like after-market window tinting, paint jobs, and more. But many people may need to understand that upgraded car equipment may not be covered under your standard auto insurance policy. This could mean you’d need to add additional insurance coverage to your policy. Let’s dive further into […]

UPDATED: AUGUST 24, 2023

In this modern era of ride-sharing, delivery driving, and more, more employees and business owners are on the road for work in their vehicles. Understanding how your auto insurance works and if you’ll be covered in the event of an accident if using your car for business is paramount. Let’s determine if and when your […]

UPDATED: JULY 06, 2023

It can be quite stressful when you’re involved in an auto accident and must send your vehicle to the repair shop. You are reeling from the aftermath of an accident and may find yourself without a car. Thankfully, rental car reimbursement coverage can help. Rental car reimbursement is an add-on coverage designed to step in […]

UPDATED: APRIL 27, 2023

Looking for the best car insurance for young drivers? Young motorists are far more likely to end up in a car accident than any other age group. On top of that, young drivers’ accidents are often more severe when compared to other drivers. And because of this, insurance premiums for drivers in the age range […]

UPDATED: JUNE 16, 2023