Mark Romero - Home Insurance Expert

Understanding the difference between no-fault and at-fault states is crucial in navigating auto insurance. Imagine relying solely on your insurance for injuries in a car accident, regardless of fault. That’s the reality for drivers in no-fault states. Discover which states are classified as no-fault states for auto insurance and the implications for drivers. Gain valuable […]

UPDATED: AUGUST 24, 2023

Accidents happen, but their aftermath doesn’t have to be financially burdensome. With accident forgiveness, you can protect yourself from the potential rate hikes that follow an accident. In this article, we’ll explore this benefit, how it works, and its benefits, ensuring you have the knowledge to make informed decisions about your insurance coverage. What is […]

UPDATED: AUGUST 24, 2023

The Biden administration has put forth several housing-related proposals, one of which is the First Down Payment Tax Credit, aimed at assisting first-time homebuyers in overcoming affordability barriers. This proposal intends to provide qualified buyers with up to $15,000 to be applied toward their down payment. However, it is essential to examine the potential impact […]

UPDATED: AUGUST 24, 2023

Are you wondering if a traffic citation goes on your record? Understanding its impact is crucial. Traffic citations can have lasting consequences, affecting your driving privileges and insurance rates. Let’s explore the implications of traffic citations on your record and gain clarity on how they can impact your driving history. Types of traffic citations When […]

UPDATED: AUGUST 08, 2023

Winter driving can be treacherous, especially when faced with the challenge of black ice. Its invisible presence on the road poses a significant risk to drivers. In this article, we unravel the secrets of navigating black ice, equipping you with essential tips and techniques to ensure your safety and confidence behind the wheel. How to […]

UPDATED: JULY 10, 2023

Homeowners insurance becomes particularly significant during the escrow process of buying a home. It’s typically a prerequisite for mortgage lenders, safeguarding their financial investment in the property, and the money to pay for it is set aside in an escrow account you set up when you buy your home. Learn more about homeowners insurance in […]

UPDATED: AUGUST 08, 2023

When it comes to creating a happy home for your pets, a pet-friendly house is essential for your furry friend’s safety and comfort. This is done by removing hazards, organizing your house, and adding to your space to create a safe, healthy environment. From choosing the right flooring to using pet-friendly furniture, there are several […]

UPDATED: JULY 10, 2023

Are you curious about which state has the worst drivers? We’ve compiled data from various sources to comprehensively summarize the states with the highest rate of accidents, fatalities, and traffic violations. We’ll provide a state-by-state analysis, highlighting the factors contributing to each state’s ranking. Top 10 states with the worst drivers As a driver, you’ve […]

UPDATED: AUGUST 08, 2023

Rideshare companies like Lyft and Uber use drivers’ personal vehicles to pick up and drop off passengers. These services have exploded in popularity, and Lyft now has 2 million drivers on the road.   As a potential Lyft driver, you must know the rideshare company’s rules of the road before you get behind the wheel. One […]

UPDATED: MAY 05, 2023

Car insurance is an important consideration for any driver, and it’s crucial to understand the different types of coverage available. Comprehensive vs. collision is something many people question. Which coverage do they need? Do they need one? Do they need both? And it’s understandable because these are two of the most common types of auto […]

UPDATED: MAY 05, 2023