Mark Romero - Home Insurance Expert

Swimming pools can be a great addition to your home, but they’re also a liability. That’s why it’s important to understand the exclusions and limitations of homeowners insurance regarding swimming pools. Common exclusions or limitations Homeowners insurance policies typically exclude or limit coverage for the following items related to swimming pools: Understanding coverage gaps and […]

UPDATED: JULY 18, 2023

Owning a pool is a source of joy and relaxation, but it also comes with responsibilities, including understanding the intricacies of insurance coverage for pool damage. Whether unexpected repairs due to a storm or accidents resulting in injuries, having the right insurance coverage can save you from significant financial burdens. Diving into the world of […]

UPDATED: JULY 18, 2023

Owning a swimming pool brings joy and responsibility. And part of that responsibility is understanding pool coverage options in home insurance policies so you purchase the right options. This article explores different types of pool coverage, including additional options like liability and equipment coverage, factors influencing costs, and tips for choosing your coverage. Understanding pool […]

UPDATED: AUGUST 26, 2023

Swimming pools are a great way to cool off on a hot summer day but can also increase your expenses and home insurance rates. Discover the pros and cons of above-ground and in-ground pools, and how they impact your home insurance. Pros and cons of above-ground swimming pools Above-ground swimming pools are a great option […]

UPDATED: JULY 18, 2023

A swimming pool can be a great addition to any home, but it is important to remember that it requires regular maintenance. Neglecting pool maintenance can lead to costly repairs and even claims denials by your insurance company. In this article, we’ll discuss the importance of regular pool maintenance and how it can help to […]

UPDATED: JULY 18, 2023

With approximately 10.4 million residential swimming pools in the United States, it’s clear that pools are a popular addition to many homes. However, as a homeowner, you should understand the basics of pool insurance to ensure you and your family are fully protected. From coverage considerations to safety requirements, navigating pool insurance can be complex. […]

UPDATED: SEPTEMBER 11, 2023

Securing appropriate homeowners insurance is vital for safeguarding your home and financial stability. To make an informed decision, it’s essential to understand how to choose homeowners insurance that meets your specific needs and requirements. Learn how to review home insurance quotes and coverage so you find coverage that fits your needs. Understanding homeowners insurance Homeowners […]

UPDATED: AUGUST 25, 2023

Have you ever dreamed of owning a house, but the financial requirements seemed out of reach? What if we told you that buying a house without money isn’t just a fantasy? In this article, we will guide you through the process of acquiring your dream home without any upfront cash. Following these practical strategies and […]

UPDATED: AUGUST 24, 2023

A wind mitigation inspection is a valuable tool that helps you save money on your home insurance premiums and ensures that your home can resist hurricane-strength winds. By considering various elements of your home’s construction, such as the roof, windows, doors, and attachments, this check provides crucial information to insurance companies. In this complete guide, […]

UPDATED: AUGUST 24, 2023

The Biden administration has put forth several housing-related proposals, one of which is the First Down Payment Tax Credit, aimed at assisting first-time homebuyers in overcoming affordability barriers. This proposal intends to provide qualified buyers with up to $15,000 to be applied toward their down payment. However, it is essential to examine the potential impact […]

UPDATED: AUGUST 24, 2023