Mark Romero - Home Insurance Expert

Car insurance rates for teen drivers can be pretty expensive. Many factors affect car insurance for 17-year-olds’ cost. Should teen drivers be added to a parent’s policy, or should they have their own policy? Do car insurance companies offer 17-year-old drivers their own policy? Where can I find cheap car insurance for my teen driver? […]

UPDATED: APRIL 27, 2023

Car ownership is less of a luxury than a necessity in many places. That said, the experience is far from inexpensive. In addition to maintenance, fuel, and the cost of purchasing the vehicle, it isn’t cheap (or optional) to ensure you’re adequately insured. And all that doesn’t account for the car insurance increases most people […]

UPDATED: APRIL 27, 2023

Whether you’re a homeowner or renter, having the right insurance coverage is essential to protect your property and belongings from unexpected events that can cause significant financial hardship. While both types of insurance offer similar protection, there are key differences between them that are important to understand. Homeowners insurance vs. renters insurance While home and […]

UPDATED: MAY 08, 2023

Buying a car involves looking at many elements. How you’re going to pay for it, is one of the most important things. Most dealerships offer their in-house car finance packages, however, you may want to purchase it on your credit card. Having a large enough credit card limit is required to do this along with […]

UPDATED: AUGUST 11, 2023

Lower credit scores indicate you’re a risky borrower, even when leasing a new car. Depending on the dealership, your credit report aids in determining your lease terms. But a credit check isn’t the only thing your lender looks at. Lease payments for a new car with a low credit score can vary. This article covers […]

UPDATED: APRIL 27, 2023

The question in every homeowner and buyer’s mind is whether home prices will drop in 2023. During the Covid 19 pandemic, mortgage interest rates and the inventory of homes for sale on the housing market were both very low. These factors caused home selling prices to astronomical heights. Homes were selling up to 40% higher […]

UPDATED: AUGUST 07, 2023

What happens when you receive a speeding ticket? How long will it stay on my driving record? How will I be affected by the state’s point system and my auto insurance rates? Moving traffic violations can cause your auto insurance premiums to increase, add points to your driving record, and determine your driving privileges. The […]

UPDATED: SEPTEMBER 11, 2023

If you don’t own the vehicle or don’t have the vehicle registration with the DMV, you can’t purchase a car insurance policy on the vehicle in most circumstances. However, there are some exceptions to the rule of insuring a car that is not in your name. When Can You Insure a Vehicle You Don’t Own? […]

UPDATED: APRIL 27, 2023

Manual transmission vehicles always require drivers to utilize both feet while driving. It was standard for people to use the left foot for the clutch and the right foot for the accelerator and brake pedal. Now, new cars offer automatic transmissions to improve road safety and no longer utilize the clutch pedal. The change has […]

UPDATED: APRIL 27, 2023

If you’re shopping for cheap car insurance, you may be tempted to search for policies requiring no deposit. However, car insurance with no down payment is a misleading concept. There is no such thing as car insurance with no deposit, as you will always have to pay something up front (usually only the first month’s […]

UPDATED: MAY 19, 2023