Holiday Death Statistics and the Dangers Of Holiday Driving
With Thanksgiving and Christmas holidays approaching, people are gearing up for road trips to reunite with their loved ones. Unfortunately, the winter holiday period also brings an increase in traffic fatalities. These holiday death statistics teach you about the riskiest states to drive during the holidays, the most dangerous holidays to travel by car, and […]
UPDATED: APRIL 27, 2023
FR44 Insurance: What Is It and Do I Need It?
In most states, if you’re a high-risk driver, you must have SR-22 insurance attached to your car insurance policy. However, if you live in either Virginia or Florida and have a DUI/DWI traffic violation, you must carry an FR44 certificate. Studies have shown that motorists who drive drunk will likely drive drunk again. What Exactly […]
UPDATED: APRIL 27, 2023
Texting and Driving Laws By State
Drivers engaging in distracted driving, even for a split second, can cause a devastating crash. Distracted driving is one of the leading causes of car accidents, and cellphone use is often one of the culprits. Federal regulations don’t include a texting and driving law; however, many states penalize distracted driving, especially texting. Here’s a look […]
UPDATED: AUGUST 22, 2023
Renters Insurance Deductibles: How Do They Work?
Part of choosing the best renters insurance policy is choosing what deductible is right for you. A deductible is an amount you pay out of your pocket when a claim is made on your renters insurance policy. If you have a high renters insurance deductible, it lowers the price of your monthly premium. The choice […]
UPDATED: JULY 06, 2023
Do You Need Uninsured and Underinsured Motorist Coverage?
Taking out uninsured and underinsured motorist coverage is an important consideration that should be taken in line with the statutory requirements in your state. Not all states make it mandatory, however. It’s best to check this with your insurance carrier. Read on to discover why these types of insurance coverage are essential, as they offer […]
UPDATED: APRIL 27, 2023
How To File a Renters Insurance Claim
A renters insurance policy has two main benefits: coverage for personal property and a renter’s liability. If you have liability coverage, it will protect you if someone is injured on your property. If you have a loss, it’s important to know how to file a renters insurance claim. What Does Renters Insurance Cover? A renters […]
UPDATED: APRIL 19, 2023
5 Worst and Best States For Climate Change
A stern warning has been sent to the world about global warming: If carbon emissions aren’t drastically cut in the next 12 years, we’ll experience severe flooding, heat, droughts, and climate change-related poverty. That means more extreme weather for people living in states that are more affected by climate change. Some states experience flooding more […]
UPDATED: JULY 06, 2023
What’s The Best Car Insurance For 20-Year-Olds?
A driver’s 20th birthday is an important milestone because 20 years old marks when car insurance rates begin to decrease. Auto insurance companies view you as less risky on the road and reward continuous good driving habits with a slight decrease in your car insurance premium. Finding the right car insurance policy can be tricky […]
UPDATED: APRIL 27, 2023
3 States Most At Risk For Natural Disasters + the 7 Safest States
Natural disasters pose a serious risk to property and life. As the climate changes, there’s increased natural disaster risk, especially in some regions of the U.S. Tornadoes, wildfires, and other events may occur without warning throughout the country. Let’s look at natural disasters by state, including where they strike the most and where they hit […]
UPDATED: APRIL 19, 2023
How To Prepare Your Car For Winter
Driving in the winter is harrowing at times, but we still need to get from place to place. Preparing your car for winter driving is important to avoid getting into an accident or sliding off the road when you hit the ice. We’ve put together some great tips for getting you through the winter months, […]
UPDATED: MAY 24, 2023
About Mark Romero
Mark Romero is the home insurance expert for AgileRates. Since 2016, he's worked diligently to educate others about the importance of homeowners insurance by keeping homeowners informed on all this home insurance.
