Mark Romero - Home Insurance Expert

When deciding on insurance for your rental property, it can seem nearly impossible to break through the fancy insurance terms and know the best policy decision for you. When you begin hunting for insurance for your property, you’ll likely stumble across several policies, better known as DP1, DP2, and DP3. All offer insurance protection, but […]

UPDATED: AUGUST 25, 2023

SR-22 and SR-26 are both safety responsibility forms that relate to car insurance. These forms are documented when a motorist requires proof of car insurance following a serious traffic violation. Below we’ll review the key differences between SR-22 vs. SR-26 and what they could mean for you and your insurance rates.  What is an SR-22 […]

UPDATED: MAY 11, 2023

Knowing who’s at fault can be complicated when more than one vehicle is involved in a car accident. But anytime you have a multiple-vehicle wreck, and need to file an insurance claim, establishing who’s at fault is essential. Every state within the country has its own laws to help sort out insurance claims in the […]

UPDATED: AUGUST 08, 2023

You might be surprised that age has a lot to do with the kinds of car insurance rates you will get. Whether you are young or old, your age does impact your rates. Unsurprisingly, a young, brand-new driver would pay more than an experienced driver. When it comes to an insurance company offering you a […]

UPDATED: JULY 06, 2023

One thing to consider when looking for a new car is how it will affect your insurance costs, and some cars are more expensive to insure than others. You might be surprised to find out which cars are more costly than others. Spoiler alert: it’s not just the sports cars. We have researched and will […]

UPDATED: APRIL 27, 2023

When you’re involved in a motor vehicle accident, your bodily injury liability insurance will help cover medical costs associated with your accident. This insurance coverage isn’t intended for your medical bills but for the passengers in your vehicle, pedestrians, or the other car’s driver and passengers. It can be challenging to know how much insurance […]

UPDATED: APRIL 27, 2023

One of the most significant benefits of getting a homeowners insurance policy is that your standard insurance typically covers vandalism. That’s also one of the main reasons why people get it. Below we’ll review how a standard homeowners insurance policy covers vandalism and what the policy will cover. Homeowners Insurance Coverage for Vandalism A vandalism […]

UPDATED: APRIL 27, 2023

Winter is when we start worrying about how the weight of ice, snow, and sleet affects our homes. If you live in one of the Northern states, you deal with large amounts of snow and sometimes windstorms. Homeowners insurance can protect you from snow, sleet, and ice damage. Blizzards cause a lot of damage to […]

UPDATED: APRIL 27, 2023

Wind damage is a covered peril under standard homeowner insurance policies. Home insurance companies define wind damage as damage caused by hurricanes, tornados, thunderstorms, and winter storms. Below we’ll review homeowners insurance for wind damage. According to the Insurance Information Institute, one in thirty-five insured homes has a yearly property damage claim due to wind […]

UPDATED: JUNE 14, 2023

Homeowners insurance usually covers hail damage, depending on where you live. Hail damage affects the outside of your home, such as the siding and the roof. Hail storms happen more often in some regions of the country. You will likely need specialized coverage for hail damage in those particular areas. Whether in a high-risk area […]

UPDATED: JULY 06, 2023