Craig Sturgill - Health Insurance Expert

Family health insurance works the same way as individual health insurance. The only difference is it covers multiple people. Because of this, they often have a higher deductible, monthly costs, and out-of-pocket maximums. What is a family health insurance plan? Affordable Care Act (ACA) requires all health insurance plans, including family ones, to cover specific […]

UPDATED: JULY 21, 2023

Open Enrollment begins soon. Don’t go into it uninformed if you want to sign up for an insurance plan. Learn how it works, the cost, and what you need to know about individual health insurance coverage. What is individual health insurance? Individual health insurance is a health care plan you purchase directly through the marketplace […]

UPDATED: OCTOBER 02, 2023

Health insurance plans come with choices, and costs without healthcare are astronomical. If you’re in the market to look for healthcare plans, you’ll see all kinds of options. It can feel confusing and overwhelming. So, how are the plans different? The article below covers all types of health insurance plans available, deductibles, costs, and more […]

UPDATED: SEPTEMBER 18, 2023

As of April 2022, everyone in the U.S. with a pre-existing condition is protected by the Affordable Care Act (ACA). However, some health insurance plans and conditions have an exemption from the law. Learn more about what’s typically covered under an average health insurance plan, what’s considered a pre-existing condition, and whether you should consider […]

UPDATED: JULY 05, 2023

When beach season approaches, magazines and social media posts often mention having a summer body. You may even see workout routines and diet tips that promise to help you slim down for summer. Are you feeling pressured to have the perfect body this season? Let’s examine what a summer body is and how it affects […]

UPDATED: AUGUST 28, 2023

While many recover from COVID-19 and its bodily effects, others struggle with lingering symptoms. A growing number of patients report symptoms of COVID-19 weeks, even months, after initial infection. These long-term covid symptoms often interrupt daily activities. A June 2022 study by the U.S. Centers for Disease Control and Prevention (CDC) finds that nearly 1 […]

UPDATED: APRIL 19, 2023

Understanding health insurance is challenging, particularly when looking for a plan for your entire family. Most full-time employers offer health care coverage, but how do you know if you’re paying too much? This article examines where families spend the most and the least on health insurance and what steps you can take to identify and […]

UPDATED: OCTOBER 11, 2023

In America, healthcare is unlike every other aspect of the consumer experience. For example, you wouldn’t leave your car with a mechanic before getting an estimate. But many people receive care and treatment without any idea of the costs — until the bills roll in.  The traditional relationship of “doctor knows best” has created a […]

UPDATED: JULY 05, 2023

Heart disease is the leading cause of death in the U.S. Prevention is an essential health benefit. It’s important to keep your heart healthy, especially as you age. We took a deep dive to determine which states were the most heart-healthy (and unhealthiest), so check out these heart-healthy facts. Heart-healthy facts Table of Contents What […]

UPDATED: AUGUST 28, 2023

Healthcare benefits can be confusing, but they are essential to help you take control of your physical health and finances. One common benefit employers offer is a flexible spending account (FSA). Keep reading if you want to understand a flexible savings account and how to use it. What is an FSA, and how does it […]

UPDATED: JULY 05, 2023