Craig Sturgill - Health Insurance Expert

A colonoscopy is a preventative care screening test that helps detect colon cancer. Seeing the signs of cancer early enough makes preventing or treating cancer easier. Understanding your health insurance coverage lets you determine if you will be out of pocket for expenses. What is a colonoscopy, and do you need one? Men and women […]

UPDATED: AUGUST 28, 2023

Birth control is a significant factor in women’s health. However, most sexually active women use a form of contraception at some point, and birth control can be expensive. If you use or plan to use birth control, the article below covers all you need to know about obtaining birth control for free, including how your […]

UPDATED: AUGUST 25, 2023

Generic prescription drugs may cost 50% to 85% less than a brand-name drug for the same ailment. When you visit the pharmacy for a prescription, are you better off with a generic drug, or are name-brand drugs best? The answer may surprise you. Let’s examine name-brand versus generic drugs and what to consider when filling […]

UPDATED: AUGUST 25, 2023

In today’s complex healthcare landscape, grasping the significance of Essential Health Benefits (EHB) is vital when making well-informed choices about your health insurance coverage. This thorough guide will not only explain EHBs but also shed light on how they directly influence your coverage decisions, ensuring you have all the information you need to make informed […]

UPDATED: SEPTEMBER 08, 2023

The Affordable Care Act (ACA) mandated Americans have health insurance. The mandate included an IRS tax penalty or shared responsibility payment, for non-compliance. Numerous states declared the mandate unconstitutional. Let’s look at tax penalties for health coverage, what they are, and the states where they apply. Is there a tax penalty for no health insurance? […]

UPDATED: AUGUST 25, 2023

COBRA, also known as the Consolidated Omnibus Budget Reconciliation Act of 1985, is a vital resource ensuring individuals maintain health insurance after experiencing specific life events that would otherwise jeopardize their coverage. By understanding the ins and outs of COBRA insurance, you can navigate the complexities of job transitions, loss of employment, or other qualifying […]

UPDATED: AUGUST 25, 2023

Fitness tracker watches provide valuable information that can help many people improve their health. From tracking steps to measuring sleep quality and heart rate, it’s easier than ever to gain insight into your health and areas of improvement. Let’s review the benefits of wearing a fitness tracker watch, their effectiveness, and, most importantly, whether your […]

UPDATED: JULY 05, 2023

Finding low-cost individual health insurance can be costly if you don’t know where to look. The main issue many people run into is finding a balance between the price and quality of the plan. You do not want to sacrifice quality for price or vice versa. If you need direction on where to look for […]

UPDATED: AUGUST 07, 2023

Traveling with health insurance can be tricky. Medical bills that aren’t covered by insurance can financially haunt patients for years. Unfortunately, insurance issues and mishaps reduce healthcare costs to the maximum. The Survey of Income and Program Participation (SIPP) found that people in the United States owe at least $195 billion in medical debt. Usually, […]

UPDATED: JULY 07, 2023

Being an entrepreneur is exciting because you are passionate about what you do and are the one running the show. It can be one of the most rewarding experiences of your life. But there are many things to consider if you are a business owner. What about health insurance for the self-employed? Most people working […]

UPDATED: JULY 05, 2023