Craig Sturgill - Health Insurance Expert

You may be eligible for a new 16-month Special Enrollment Period if you recently lost Medicaid coverage. You can sign up for health insurance through the Marketplace outside the usual Open Enrollment Period. Please keep reading to learn more about this Special Enrollment Period and how to use it. Unwinding SEP for individuals losing Medicaid […]

UPDATED: JULY 05, 2023

As an independent contractor, there are many decisions and options to consider. One of the more demanding issues to understand is the health insurance deduction. Self-employed individuals can deduct the cost of their health insurance premiums as a business expense, allowing them to save money and gain access to medical coverage. Below we’ll discuss how […]

UPDATED: JULY 05, 2023

International health insurance covers medical treatment and associated expenses in countries outside of a person’s home country. It allows individuals to access necessary medical care when traveling abroad, protecting them from unexpected costs or delays. Below we’ll discuss in more detail how international travel insurance works. International health insurance: Worldwide coverage when traveling or living […]

UPDATED: JULY 05, 2023

Are you in need of excellent health insurance coverage but still too young for Medicare? You’re in luck if you’re not old enough to receive Medicare but old enough to need good health coverage. Several options are available to ensure you get the coverage you deserve. Below we’ll look at various health insurance options that […]

UPDATED: OCTOBER 02, 2023

Coinsurance is a type of cost-sharing in health insurance where the policyholder pays a portion of the cost of a medical service, and the insurance company pays the rest. Understanding coinsurance is essential for anyone who wants to make informed decisions about their healthcare and health insurance. This article will dive into what coinsurance is, […]

UPDATED: JULY 05, 2023

When you purchase medical insurance, you may be confused by some terms. Coinsurance, copays, and deductibles are all varying payments. But what do they all mean? Not all plans use copays in expense costs. Let’s dive deeper into medical services and the role of health insurance copays. When do I have a copay? A copayment […]

UPDATED: AUGUST 08, 2023

It can be incredibly difficult to predict the need for most inpatient healthcare expenses, as we always hope never to need that degree of medical care. Outpatient care is typically less expensive and complex. That said, serious injury or illness is always possible, and knowing what to anticipate regarding healthcare costs is important. Preparation starts […]

UPDATED: JULY 05, 2023

Health insurance is one of the most debated and polarizing issues in the U.S. Healthcare costs in the U.S. tend to be higher than in most other places, leading to many uninsured Americans. According to the Centers for Disease Control and Prevention (CDC), currently, of the 332 million people in America, about 31 million people […]

UPDATED: SEPTEMBER 18, 2023

In 2022, there will be an estimated 1,918,030 new cancer cases and 609,360 cancer deaths in the United States, according to the American Cancer Society. Regardless of a cancer patient’s location, every state has strong and weak aspects of local cancer care. Learn more about the states with the best and worst cancer care, similar findings […]

UPDATED: JULY 05, 2023

Health insurance is vital, especially the older you get. Many agree that age can take a toll on our bodies. Illness, injuries, or disabilities can creep up on us as we age, and we find that good health insurance can save us a bundle while saving our physical and mental health. Today we’ll discuss getting […]

UPDATED: JULY 05, 2023