Craig Sturgill - Health Insurance Expert

Health insurance is both loved and hated by millions of Americans. It’s important to have as healthcare can be expensive, and many can’t afford healthcare in America without it.  Even with health insurance, the U.S. healthcare cost is extremely high. The out-of-pocket costs can quickly get out of hand.  The consequences of going without coverage […]

UPDATED: AUGUST 10, 2023

You may find yourself wanting to cancel your health insurance coverage for a variety of reasons. It may be that you’ve recently turned 65 and are ready to begin Medicare coverage, or maybe you’ve started a new job and qualify for more coverage through your employer. Perhaps you’ve been laid off and can’t afford costly […]

UPDATED: OCTOBER 11, 2023

The upcoming Medicaid coverage redetermination process has generated much interest and anxiety among Americans. With the proposed changes, millions of low-income individuals and families could lose healthcare benefits, significantly impacting their lives.  The potential loss of coverage could devastate vulnerable groups, such as the elderly, children, pregnant women, and people with disabilities. Additionally, the proposed […]

UPDATED: JULY 13, 2023

According to the Association of American Medical Colleges, the United States faces a significant healthcare worker shortage of up to 124,000 physicians by 2034, including 48,000 in primary care. Additionally, the current situation highlights a shortage of registered nurses in hospitals, with factors such as burnout leading them to seek alternative roles. The healthcare industry […]

UPDATED: JULY 13, 2023

States with the highest populations of smokers tend to pay far more in health insurance premium costs. And in addition to paying more for health insurance, these individuals in these states tend to also pay nearly 215% more in life insurance costs simply because of smoking. Let’s dive further into some of the most expensive […]

UPDATED: AUGUST 07, 2023

So many people would instead pursue another form of employment or are unsatisfied with their current jobs. However, many hesitate to make these changes because of fear of what will happen with health insurance coverage after leaving the job. If you wonder about making changes to your career but are hesitant because of the impacts […]

UPDATED: SEPTEMBER 18, 2023

Health insurance and travel nursing can be confusing processes to understand. Since travel nurses fill the staffing needs of hospitals and healthcare facilities around the country, and have no natural home base, obtaining insurance isn’t as simple as it would be with a permanent position within a hospital. We’re here to help fill in the […]

UPDATED: JULY 13, 2023

Every day, Americans deal with the effects of losing a job. And one of the most common issues they find themselves running into after losing a job is the need to continue having health insurance. If you find yourself in-between jobs and lack health coverage, you can take relief knowing there are options for temporary […]

UPDATED: OCTOBER 02, 2023

If you’re somewhat familiar with the Health Insurance Marketplace, you’ve more than likely become accustomed to the term form 1095. But what exactly Is this form, and how does It pertain to you and your health insurance coverage? Below we’ll jump right into what this form is used for, who needs to file it, and […]

UPDATED: OCTOBER 12, 2023

When it comes to taxes, there are a lot of ‘gray areas.’ One common question is whether or not health insurance premiums are tax deductible. The answer isn’t always clear-cut, but we’ll clarify the matter.  According to the IRS, “Your health insurance premiums are tax deductible as an adjustment to income if you’re self-employed.” However, […]

UPDATED: AUGUST 09, 2023