Insurance Advice
Florida Homeowners Insurance Rate Increases
In recent years, Florida has been facing a home insurance crisis that has left property owners struggling to keep up with the rising costs of their home insurance policies. This crisis has become a significant concern for property owners across the state, and it is essential to understand how and when to expect rate increases. […]
UPDATED: AUGUST 25, 2023
What’s a Passive Disabling Device?
There’s nothing more frustrating than a stolen car. Anti-theft devices are a good vehicle feature if you live in an area with high car theft rates. With various anti-theft devices on the market, you may wonder which option is best. This article breaks down passive disabling devices and what they offer car owners. What’s a […]
UPDATED: AUGUST 24, 2023
Is Car Insurance Tax Deductible?
As a driver, you may wonder if you can deduct your car insurance premiums from your taxes. While car insurance can be a significant expense, it’s important to understand the tax implications to maximize your deductions and save money. This article will explore whether car insurance is tax-deductible and under what circumstances. When is your […]
UPDATED: MAY 05, 2023
What Is Loss Of Use Coverage & Why Do You Need It?
If you have a covered event, such as a fire, that damages your home, your homeowners insurance can help if your home isn’t livable. A homeowners insurance policy and those for condo owners and renters offer additional living expenses or loss of use coverage to help with costs when your home is uninhabitable. Let’s review […]
UPDATED: JUNE 23, 2023
What Is Loss Assessment Coverage?
If you live within a condo community, you likely know about homeowner associations (HOA) and how the insurance process works when it covers your community’s shared spaces. As a member of an HOA, you should purchase loss assessment coverage to save money if the HOA files an insurance claim. Let’s go over why you need loss […]
UPDATED: AUGUST 11, 2023
Most Overvalued Housing Markets In the U.S. For 2023
The housing market is in disarray as buyers scramble to find properties, mortgage rates climb, and the housing supply dwindles. In some areas of the country, housing valuations are dramatically up, and the dream of homeownership diminishes for many. These areas have homebuyers paying premiums of more than 50% of homes’ values. Table of contents: […]
UPDATED: AUGUST 24, 2023
Does a speeding ticket affect your insurance?
Imagine you’re running late to work so you decide to drive a bit over the speed limit. Before you know it, you’ve been pulled over for speeding and are handed a ticket. Now you’re probably wondering: Does a speeding ticket affect your insurance?
UPDATED: AUGUST 07, 2023
9 Driving Mistakes You Might Not Realize You Make
Driving is such an everyday part of our lives that it can be easy to overlook bad practices behind the wheel. Distracted driving and speeding are unsafe, but there are other mistakes that you may be making. Keep reading for nine driving mistakes you can correct the next time you get behind the wheel and […]
UPDATED: AUGUST 24, 2023
Best Home Insurance Company For 2023
Homeownership is a dream among many, if not most, Americans. And home ownership is probably one of the most considerable and vital investments you’ll make within your lifetime. One of the top ways to help protect your significant investment is to ensure you research and choose the best homeowners insurance carrier for you and your […]
UPDATED: AUGUST 24, 2023
What Is Custom Equipment and Parts Coverage?
Many owners enjoy upgrading their vehicles with custom parts, like after-market window tinting, paint jobs, and more. But many people may need to understand that upgraded car equipment may not be covered under your standard auto insurance policy. This could mean you’d need to add additional insurance coverage to your policy. Let’s dive further into […]
UPDATED: AUGUST 24, 2023