Insurance Advice

Homeowners with a history of repeat insurance claims or who reside in areas with high crime or severe weather may need help finding home insurance on the traditional insurance market. The Fair Access to Insurance Requirements program (a FAIR plan) helps high-risk homeowners locate policies that can protect their homes from damage from fire, smoke, […]

UPDATED: APRIL 27, 2023

If you live in California, you may find it all too familiar that insurance companies deny homeowner insurance, especially if a homeowner lives in a home with repeat insurance claims. However, California homeowners need home insurance, especially as California regularly experiences drought, earthquakes, wildfires, and other disasters. That’s where the California FAIR plan comes into […]

UPDATED: APRIL 27, 2023

Home insurance companies may refuse policies to Texans with high-risk homes, such as properties with multiple claims or those located in disaster-prone areas. Fortunately, the state has a Fair Access to Insurance Requirements (FAIR) plan. The Texas FAIR plan helps homeowners find adequate property insurance for their home’s protection after denial by the private market […]

UPDATED: APRIL 27, 2023

Having too many drinks with your friends costs you more than a morning hangover. You probably never thought you would get a DUI, a severe offense. Once you get charged with a DUI, legal and insurance consequences must be sorted out. You will likely see a spike in your car insurance rates increase after DUI. […]

UPDATED: JULY 03, 2023

Have you ever wondered how long an accident stays on your driving record? Will it affect your insurance rates in the future? The accident’s severity and even if it’s not your fault, some factors can affect your insurance policy in the future. How long does an accident stay on your driving record? An accident will […]

UPDATED: AUGUST 08, 2023

Distracted driving can be hazardous to both you and other drivers on the road. We live in a day and age where technology is readily available, even in the car. And this technology can often lead to driving while distracted. Understanding the implications of driving while facing distractions and vital statistics related to driving while […]

UPDATED: AUGUST 07, 2023

When you buy an RV, you also venture into a full-blown investment. And when you start your RV-ing adventures, you’ll need to ensure your investment is protected, which is where RV insurance comes into play. Shopping for RV insurance shouldn’t be put on the back burner, so today, we’ll go over the best insurance options […]

UPDATED: APRIL 27, 2023

When deciding on insurance for your rental property, it can seem nearly impossible to break through the fancy insurance terms and know the best policy decision for you. When you begin hunting for insurance for your property, you’ll likely stumble across several policies, better known as DP1, DP2, and DP3. All offer insurance protection, but […]

UPDATED: AUGUST 25, 2023

SR-22 and SR-26 are both safety responsibility forms that relate to car insurance. These forms are documented when a motorist requires proof of car insurance following a serious traffic violation. Below we’ll review the key differences between SR-22 vs. SR-26 and what they could mean for you and your insurance rates.  What is an SR-22 […]

UPDATED: MAY 11, 2023

Knowing who’s at fault can be complicated when more than one vehicle is involved in a car accident. But anytime you have a multiple-vehicle wreck, and need to file an insurance claim, establishing who’s at fault is essential. Every state within the country has its own laws to help sort out insurance claims in the […]

UPDATED: AUGUST 08, 2023