Insurance Advice

If you are looking for home insurance, you have already researched and know the type of coverage you want. However, many discounts might be available, saving you money on your monthly premiums. Discounts can be found in many areas, like the type of construction materials used on the house, security systems installed, and even if […]

UPDATED: AUGUST 07, 2023

Windstorms wreak havoc in many different ways. In fact, one good storm can topple a once sturdy tree into your house. After the storm, you’re wondering whether your home insurance policy will help pay for the cost of property damage if a tree fell on your home and the removal of the fallen branches. We’ll […]

UPDATED: APRIL 27, 2023

Hurricanes are intense storms that form over the ocean and can wreak havoc on coastal homes. They are natural disasters but don’t have to destroy your home. As a homeowner, it’s essential to be prepared for the possibility of making a hurricane claim. This means taking steps to protect your home and possessions before disaster […]

UPDATED: APRIL 27, 2023

Yes, a homeowners insurance policy covers a lightning strike and the damage caused by lightning. The home insurance coverage includes your dwelling, other structures, trees, personal property, and additional living expenses. Standard homeowners insurance policies will cover lightning strikes as a standard peril. How a lightning strike is covered under a home insurance policy Homeowners […]

UPDATED: AUGUST 26, 2023

As of 2022, over ten states have legalized the use of recreational marijuana. Studies have shown that in those states, 3 in 5 drivers are now driving while impaired with marijuana in their system. Questions abound regarding this issue. Is it safe to drive using marijuana? How long should you wait before going? Have accidents […]

UPDATED: APRIL 27, 2023

If your vehicle is stolen or totaled, your insurance provider pays out the depreciated value of your vehicle in a claim. The depreciation value is determined at the time of loss and might be less than the amount you owe on your car loan. That’s where gap insurance comes in. GAP or Guaranteed Asset Protection […]

UPDATED: APRIL 27, 2023

One of the top car insurance claims is a windshield replacement. Many things cause damage to the windshield of your car. Debris from other vehicles and construction trucks on the highway causes significant damage when driving 80 miles per hour. Just one tiny pebble has the potential to crack your windshield. That’s why glass coverage […]

UPDATED: AUGUST 07, 2023

Sinkholes aren’t necessarily something you have to worry about until a sinkhole collapses. No one wants to think about something like that occurring, but it does happen, and you don’t want to be in a position where it does happen and you don’t have sinkhole insurance coverage. Sinkholes don’t happen overnight. It usually takes some […]

UPDATED: APRIL 27, 2023

How many miles you drive and the distance traveled over a year can impact your insurance premium price. Insurance companies look to this detail when they quote a price for your premium. Low-mileage drivers can avail of low-mileage discounts. Low-mileage or infrequent drivers are seen as low-risk. Read on to see how your mileage affects […]

UPDATED: APRIL 27, 2023

What is required for minimum car insurance varies from state to state. Your friends’ coverage and limits in different states might not be the same in your state. We have put together everything you need to know about the mandatory car insurance coverage requirements. Mandatory Car Insurance Coverage Requirements By State Five different types of […]

UPDATED: APRIL 27, 2023