Insurance Advice
Road Rage Statistics in 2022
Car ownership is expensive, especially with auto insurance premiums and unforeseen accidents. Every year, a portion of accidents can be attributed to road rage. This is especially risky for commuters and people who regularly use high-speed expressways or travel through busy areas with higher traffic volumes. While you can account for your road rage and […]
UPDATED: AUGUST 07, 2023
Natural Disaster Statistics In 2022
Natural disasters and extreme weather are the most common reason for home insurance claims, no matter where you live. Historically, wind and hail account for nearly half of home insurance claims yearly. As climate change becomes an increasingly immediate concern, this is likely to worsen in the coming years. Different natural hazards will plague different […]
UPDATED: APRIL 27, 2023
Top Auto Insurance Companies In the USA For 2023
Auto insurance is necessary for your financial safety net when driving. In the event of an accident, collision, or theft, car insurance can help cover the costs of repairs or replacement — and the top auto insurance companies tend to take care of things like this better than the rest. While there are many auto […]
UPDATED: AUGUST 12, 2023
California Wildfire Insurance: What Is It & How Does It Work?
California suffers devastating wildfires yearly, and the insurance industry often struggles to keep up with the immense loss. The state saw $11.2 billion in damage in 2022, and as the number of wildfires grows, California homeowners face rising home insurance rates. The Golden State’s efforts to alleviate the burden on homeowners offer significant changes to […]
UPDATED: AUGUST 08, 2023
Self-Employment Health Insurance Deduction
As an independent contractor, there are many decisions and options to consider. One of the more demanding issues to understand is the health insurance deduction. Self-employed individuals can deduct the cost of their health insurance premiums as a business expense, allowing them to save money and gain access to medical coverage. Below we’ll discuss how […]
UPDATED: JULY 05, 2023
How Does International Health Insurance Work
International health insurance covers medical treatment and associated expenses in countries outside of a person’s home country. It allows individuals to access necessary medical care when traveling abroad, protecting them from unexpected costs or delays. Below we’ll discuss in more detail how international travel insurance works. International health insurance: Worldwide coverage when traveling or living […]
UPDATED: JULY 05, 2023
What’s the Difference Between SR-22 vs SR-50?
SR-22 coverage is often required for motorists with serious traffic violations on record. Naturally, drivers tend to be confused about what this coverage means for them and what SR-50 coverage may mean for them as well. Below we’ll compare SR-22 vs. Sr-50 coverage and why drivers may be required to carry them. SR-22 vs. SR-50 […]
UPDATED: APRIL 27, 2023
Storm Surge Coverage
Storm surges can be hazardous and affect residents throughout the country’s coastlines. As a homeowner, you’ll want to know if your home is protected against surges and what it means for your insurance premiums. Below we’ll review all things storm surge and what this weather event can do to your insurance rates. Storm surge – […]
UPDATED: APRIL 27, 2023
What is Towing and Labor Coverage
Nobody likes being stranded on the side of the road with car troubles. It can be dangerous and incredibly stressful, with unknown costs that start adding up in your head and the stress of finding a tow company and repair shop that can seem crippling. Thankfully, options through your insurer can provide towing and labor […]
UPDATED: APRIL 27, 2023
Do You Need Florida Wind Insurance?
When you live in Florida, you know the potential for torrential storms, hurricanes, and heavy winds. Florida law doesn’t require wind insurance, but many lenders may need it when you take out a mortgage. Today we’ll discuss how wind insurance works in Florida, how much it costs, and ways you can reduce your insurance costs […]
UPDATED: JUNE 14, 2023