Insurance Advice
Homeowners coverage for damage from snow, sleet, or ice
Winter is when we start worrying about how the weight of ice, snow, and sleet affects our homes. If you live in one of the Northern states, you deal with large amounts of snow and sometimes windstorms. Homeowners insurance can protect you from snow, sleet, and ice damage. Blizzards cause a lot of damage to […]
UPDATED: APRIL 27, 2023
Does Homeowners Insurance Cover Wind Damage?
Wind damage is a covered peril under standard homeowner insurance policies. Home insurance companies define wind damage as damage caused by hurricanes, tornados, thunderstorms, and winter storms. Below we’ll review homeowners insurance for wind damage. According to the Insurance Information Institute, one in thirty-five insured homes has a yearly property damage claim due to wind […]
UPDATED: JUNE 14, 2023
Does Homeowners Insurance Cover Hail Damage?
Homeowners insurance usually covers hail damage, depending on where you live. Hail damage affects the outside of your home, such as the siding and the roof. Hail storms happen more often in some regions of the country. You will likely need specialized coverage for hail damage in those particular areas. Whether in a high-risk area […]
UPDATED: JULY 06, 2023
Drowsy Driving Statistics for 2022
Drowsy driving is a surprisingly common and dangerous cause of motor vehicle accidents, both fatal and non-fatal. Drivers may feel extreme fatigue because of insufficient sleep, work, or health problems. You may be surprised that drowsy driving happens far more than you’re probably aware of. Below we’ll look at some startling statistics regarding drowsy driving, […]
UPDATED: APRIL 27, 2023
How Much a Ticket Will Raise Your Auto Insurance Rates in 2023
Receiving a traffic ticket is a stressful and expensive experience immediately and in the long term. Beyond the apparent price and inconvenience of the ticket itself, there is the matter of understanding how the ticket will raise your insurance rates and, thus, future financial responsibilities. Data will naturally fluctuate from year to year. Still, it’s […]
UPDATED: APRIL 27, 2023
How to Get Car Insurance for Rebuilt & Salvaged Titles
Some motorists think they can save money on their vehicle by purchasing a salvaged one and fixing it up. But if they have a tight budget, they should be wary. These vehicles can be challenging to get adequately insured at an affordable rate. Continue reading to learn more about auto insurance for a rebuilt title. […]
UPDATED: APRIL 27, 2023
In Which States Does Speeding Cause the Most Deaths?
Speeding is the number one cause of death in traffic accidents in the United States. Everyone seems to be rushing around without being mindful of the road conditions. The top five states where speeding causes the most traffic fatalities are South Carolina, New Mexico, Alabama, Montana, and New Hampshire. From January to June 2022, South […]
UPDATED: APRIL 27, 2023
Back To School Auto Insurance
Suppose your college student is heading back to campus for the new semester. In that case, it’s time to review your car insurance coverage—whether taking their car to campus or leaving it at home. As you revisit your car insurance policy for back-to-school auto insurance, let’s review the key factors and possible discounts available. Car […]
UPDATED: JULY 12, 2023
Jewelry Rider On Homeowners Insurance
Many homeowners consider jewelry to be one of their most valuable items. The problem with jewelry is that it’s small and fragile. It can be easily stolen, making it challenging when you want jewelry insurance coverage with your homeowners policy. Below we discuss insurance on jewelry, whether it’s included in your policy, and how you […]
UPDATED: APRIL 27, 2023
What is the Total Cost of Owning a Car?
Owning a vehicle is more complex than paying your bank or the dealership monthly. Multiple factors make up the total cost, such as insurance, maintenance, and fuel, making owning far more expensive. If you want to know how much owning a car is to determine if you’re making an intelligent decision, read on. You’ll discover […]
UPDATED: JULY 07, 2023