Insurance Advice
How long do accidents stay on your record?
Have you ever wondered how long an accident stays on your driving record? Will it affect your insurance rates in the future? The accident’s severity and even if it’s not your fault, some factors can affect your insurance policy in the future. How long does an accident stay on your driving record? An accident will […]
UPDATED: AUGUST 08, 2023
Distracted Driving Statistics in 2023
Distracted driving can be hazardous to both you and other drivers on the road. We live in a day and age where technology is readily available, even in the car. And this technology can often lead to driving while distracted. Understanding the implications of driving while facing distractions and vital statistics related to driving while […]
UPDATED: AUGUST 07, 2023
How much is RV Insurance?
When you buy an RV, you also venture into a full-blown investment. And when you start your RV-ing adventures, you’ll need to ensure your investment is protected, which is where RV insurance comes into play. Shopping for RV insurance shouldn’t be put on the back burner, so today, we’ll go over the best insurance options […]
UPDATED: APRIL 27, 2023
Insurance Peril Definitions You Need To Know
When deciding on insurance for your rental property, it can seem nearly impossible to break through the fancy insurance terms and know the best policy decision for you. When you begin hunting for insurance for your property, you’ll likely stumble across several policies, better known as DP1, DP2, and DP3. All offer insurance protection, but […]
UPDATED: AUGUST 25, 2023
What is the difference between SR-22 vs. SR-26?
SR-22 and SR-26 are both safety responsibility forms that relate to car insurance. These forms are documented when a motorist requires proof of car insurance following a serious traffic violation. Below we’ll review the key differences between SR-22 vs. SR-26 and what they could mean for you and your insurance rates. What is an SR-22 […]
UPDATED: MAY 11, 2023
Who Pays For Car Damage In a No-Fault State?
Knowing who’s at fault can be complicated when more than one vehicle is involved in a car accident. But anytime you have a multiple-vehicle wreck, and need to file an insurance claim, establishing who’s at fault is essential. Every state within the country has its own laws to help sort out insurance claims in the […]
UPDATED: AUGUST 08, 2023
How Your Age Impacts Your Car Insurance Rates
You might be surprised that age has a lot to do with the kinds of car insurance rates you will get. Whether you are young or old, your age does impact your rates. Unsurprisingly, a young, brand-new driver would pay more than an experienced driver. When it comes to an insurance company offering you a […]
UPDATED: JULY 06, 2023
The Most and Least Expensive Cars to Insure
One thing to consider when looking for a new car is how it will affect your insurance costs, and some cars are more expensive to insure than others. You might be surprised to find out which cars are more costly than others. Spoiler alert: it’s not just the sports cars. We have researched and will […]
UPDATED: APRIL 27, 2023
How Much Bodily Injury Liability Do I Need
When you’re involved in a motor vehicle accident, your bodily injury liability insurance will help cover medical costs associated with your accident. This insurance coverage isn’t intended for your medical bills but for the passengers in your vehicle, pedestrians, or the other car’s driver and passengers. It can be challenging to know how much insurance […]
UPDATED: APRIL 27, 2023
Does Homeowners Insurance Cover Vandalism?
One of the most significant benefits of getting a homeowners insurance policy is that your standard insurance typically covers vandalism. That’s also one of the main reasons why people get it. Below we’ll review how a standard homeowners insurance policy covers vandalism and what the policy will cover. Homeowners Insurance Coverage for Vandalism A vandalism […]
UPDATED: APRIL 27, 2023