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A leaky or burst pipe can result in a flood in the bathroom. You must know how to handle a flood situation so that you and your family stay safe and healthy. This article will cover the steps to take after a flood, including how to clean up and what to do with your ruined […]

UPDATED: JULY 06, 2023

Hurricane season lasts from June 1 to November 30, and Florida is the state that has the most recorded hurricanes. Hurricane Katrina hit Louisiana in 2005; costs ranged from $125 billion to $186 billion. The damage caused by Hurricane Ian is expected to go anywhere from $42 billion to $258 billion. Florida already pays the […]

UPDATED: APRIL 19, 2023

Some standard homeowners insurance policies don’t cover other structures on your property, such as detached garages or sheds. The dwelling coverage typically refers to the structure of your home. You may want to purchase other structures coverage, sometimes called Coverage B, which is designed to insure those not part of the main dwelling. This article […]

UPDATED: APRIL 19, 2023

Flood coverage is essential to renters as it covers personal property damaged due to flooding. Flood damage is not typically covered under renters insurance, so you must add it to your policy. FEMA (Federal Emergency Management Agency) or a private flood insurance company can add flood insurance to your renters insurance policy. FEMA’s National Flood […]

UPDATED: JULY 06, 2023

With record-high temperatures and drought conditions on the rise, more than 4.5 million US homes fall under high or extreme risk of wildfire, according to Verisk Analytics. Fortunately, homeowners can protect themselves from these natural disasters’ financial impact with the right home insurance policy. Here’s a breakdown of wildlife insurance, how it works, and how […]

UPDATED: JULY 06, 2023

Liability insurance is a type of coverage that protects policyholders from financial loss due to injury or property damage to others. This includes protection against bodily injury, medical expenses, death, and property damage claims. Most people have liability insurance in some form, but do you have enough on your insurance policy? How Much Liability Insurance […]

UPDATED: APRIL 19, 2023

In the event of a covered loss, it’s essential to have coverage that fully covers your property. This article will discuss the difference between Actual Cash Value and Replacement Cost and how they relate to insurance policies. Actual Cash Value vs. Replacement Cost Insurance In the event of a covered loss, it’s essential to have […]

UPDATED: APRIL 19, 2023

Suppose a home inspection has revealed that there’s asbestos on your property. In that case, it’s essential to take the proper steps to isolate or remove the material safely. Breathing in asbestos fibers can increase the clogging of the lungs and cause many breathing disorders. If not corrected, this could eventually lead to deadly mesothelioma […]

UPDATED: APRIL 19, 2023

Looking to your homeowners insurance to help you when problems arise in your home business seems natural. After all, you’re at your house, right?  In specific situations, homeowners insurance will protect your home business, but it’s not automatically included in a standard policy.  Like any other business, a home-based operation requires insurance to protect its […]

UPDATED: JULY 06, 2023

If you own a vacation home or any second residence, you want to protect that property as much as possible so that you can enjoy it for many years to come. As with your primary residence, a homeowners insurance policy is vital for a second home, no matter how often it’s visited throughout the year […]

UPDATED: AUGUST 10, 2023