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Homeowners insurance usually covers hail damage, depending on where you live. Hail damage affects the outside of your home, such as the siding and the roof. Hail storms happen more often in some regions of the country. You will likely need specialized coverage for hail damage in those particular areas. Whether in a high-risk area […]

UPDATED: JULY 06, 2023

Many homeowners consider jewelry to be one of their most valuable items. The problem with jewelry is that it’s small and fragile. It can be easily stolen, making it challenging when you want jewelry insurance coverage with your homeowners policy. Below we discuss insurance on jewelry, whether it’s included in your policy, and how you […]

UPDATED: APRIL 27, 2023

Dishwashers are now a standard appliance that’s a must-have in every kitchen. They help us clean and sanitize dishes, cut down on time it takes to do so, and save money on running water. But what do you do if your dishwasher leaks suds all over the kitchen floor? Read on to learn the most […]

UPDATED: APRIL 27, 2023

Modular homes can be a welcome change for home buyers looking to construct a home the way they want. First-time home buyers might consider a modular house when they begin house hunting for a new home. So, what is a modular home? And why aren’t more home buyers looking into them? This article covers everything […]

UPDATED: JULY 18, 2023

Home-based business owners aren’t immune to the risks of running a business. They must ensure they have the right insurance coverage to protect their assets and income. Home-based businesses can be riskier than traditional businesses. This is due to not having a physical location, and their operations are often run from home, where they live. […]

UPDATED: JULY 06, 2023

If you are looking for home insurance, you have already researched and know the type of coverage you want. However, many discounts might be available, saving you money on your monthly premiums. Discounts can be found in many areas, like the type of construction materials used on the house, security systems installed, and even if […]

UPDATED: AUGUST 07, 2023

Windstorms wreak havoc in many different ways. In fact, one good storm can topple a once sturdy tree into your house. After the storm, you’re wondering whether your home insurance policy will help pay for the cost of property damage if a tree fell on your home and the removal of the fallen branches. We’ll […]

UPDATED: APRIL 27, 2023

Hurricanes are intense storms that form over the ocean and can wreak havoc on coastal homes. They are natural disasters but don’t have to destroy your home. As a homeowner, it’s essential to be prepared for the possibility of making a hurricane claim. This means taking steps to protect your home and possessions before disaster […]

UPDATED: APRIL 27, 2023

Yes, a homeowners insurance policy covers a lightning strike and the damage caused by lightning. The home insurance coverage includes your dwelling, other structures, trees, personal property, and additional living expenses. Standard homeowners insurance policies will cover lightning strikes as a standard peril. How a lightning strike is covered under a home insurance policy Homeowners […]

UPDATED: AUGUST 26, 2023

Sinkholes aren’t necessarily something you have to worry about until a sinkhole collapses. No one wants to think about something like that occurring, but it does happen, and you don’t want to be in a position where it does happen and you don’t have sinkhole insurance coverage. Sinkholes don’t happen overnight. It usually takes some […]

UPDATED: APRIL 27, 2023