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Homeownership is a significant milestone and a crucial financial decision that many individuals aspire to achieve. However, asking yourself, “How much home can I afford?” is only the first step in home-buying. When you understand the various factors that contribute to home affordability, it’s easy to make an informed decision on purchasing a home that […]

UPDATED: AUGUST 07, 2023

Home additions are a great way to add more space to your existing home while increasing its value. Home additions can be as large as adding a second story to your home or as small as adding a new guest bathroom.

UPDATED: AUGUST 25, 2023

Home insurance is a crucial financial safety net for homeowners, providing protection against losses and damages to their residences and belongings as well as liability for accidents on the property.  This article explores various types of policies, key coverages, common perils, optional endorsements, and the importance of relevant statistics in understanding home insurance’s value. Additionally, […]

UPDATED: AUGUST 24, 2023

In recent years, Florida has been facing a home insurance crisis that has left property owners struggling to keep up with the rising costs of their home insurance policies. This crisis has become a significant concern for property owners across the state, and it is essential to understand how and when to expect rate increases. […]

UPDATED: AUGUST 25, 2023

If you have a covered event, such as a fire, that damages your home, your homeowners insurance can help if your home isn’t livable. A homeowners insurance policy and those for condo owners and renters offer additional living expenses or loss of use coverage to help with costs when your home is uninhabitable. Let’s review […]

UPDATED: JUNE 23, 2023

If you live within a condo community, you likely know about homeowner associations (HOA) and how the insurance process works when it covers your community’s shared spaces. As a member of an HOA, you should purchase loss assessment coverage to save money if the HOA files an insurance claim. Let’s go over why you need loss […]

UPDATED: AUGUST 11, 2023

The housing market is in disarray as buyers scramble to find properties, mortgage rates climb, and the housing supply dwindles. In some areas of the country, housing valuations are dramatically up, and the dream of homeownership diminishes for many. These areas have homebuyers paying premiums of more than 50% of homes’ values.  Table of contents: […]

UPDATED: AUGUST 24, 2023

Homeownership is a dream among many, if not most, Americans. And home ownership is probably one of the most considerable and vital investments you’ll make within your lifetime.  One of the top ways to help protect your significant investment is to ensure you research and choose the best homeowners insurance carrier for you and your […]

UPDATED: AUGUST 24, 2023

Your home is always one of the most important (and expensive) assets to protect. Even with good home insurance, this can involve out-of-pocket costs and high premiums for certain areas of protection. This makes affordability difficult for the average American family, especially first-time buyers.  The best way to plan for unexpected expenses in keeping your […]

UPDATED: AUGUST 08, 2023

Natural disasters and extreme weather are the most common reason for home insurance claims, no matter where you live. Historically, wind and hail account for nearly half of home insurance claims yearly. As climate change becomes an increasingly immediate concern, this is likely to worsen in the coming years. Different natural hazards will plague different […]

UPDATED: APRIL 27, 2023