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A wind mitigation inspection is a valuable tool that helps you save money on your home insurance premiums and ensures that your home can resist hurricane-strength winds. By considering various elements of your home’s construction, such as the roof, windows, doors, and attachments, this check provides crucial information to insurance companies. In this complete guide, […]

UPDATED: AUGUST 24, 2023

The Biden administration has put forth several housing-related proposals, one of which is the First Down Payment Tax Credit, aimed at assisting first-time homebuyers in overcoming affordability barriers. This proposal intends to provide qualified buyers with up to $15,000 to be applied toward their down payment. However, it is essential to examine the potential impact […]

UPDATED: AUGUST 24, 2023

Homeowners insurance becomes particularly significant during the escrow process of buying a home. It’s typically a prerequisite for mortgage lenders, safeguarding their financial investment in the property, and the money to pay for it is set aside in an escrow account you set up when you buy your home. Learn more about homeowners insurance in […]

UPDATED: AUGUST 08, 2023

When it comes to creating a happy home for your pets, a pet-friendly house is essential for your furry friend’s safety and comfort. This is done by removing hazards, organizing your house, and adding to your space to create a safe, healthy environment. From choosing the right flooring to using pet-friendly furniture, there are several […]

UPDATED: JULY 10, 2023

The water heater is often the hero of your home, even if you don’t think of how hard it works. However, the repair is often frustrating and expensive when it stops working.  Drain your water heater at least twice a year to reduce the chance of expensive bills and a night without hot water. Here’s […]

UPDATED: MAY 01, 2023

Most homeowners insurance will cover roof repairs and replacement if the damage was caused by a covered peril, like weather events. 

UPDATED: JUNE 02, 2023

A fireplace is a great element that adds coziness and warmth to your home. To safely use your one and reduce house fire risk, you should know how to start a fire in a fireplace properly.  Fireplace safety and prep  Over 25,000 chimney fires cause millions in property damage annually. If you own a home […]

UPDATED: APRIL 27, 2023

The home-buying process requires mountains of paperwork, especially with a mortgage. Lenders need home insurance before they can approve your loan request, and as you wait for an official insurance policy, your insurer may provide you with an insurance binder.  A binder is temporary proof of coverage for your lender while your full policy is […]

UPDATED: APRIL 27, 2023

You may think of candles, space heaters, and other typical causes for house fires, but there are other flammable things to start a fire in your home. Let’s break down what other highly flammable objects are in your home, the dangers if they ignite, and how to reduce fire risks so you don’t find yourself […]

UPDATED: JULY 07, 2023

Home break-ins can be a traumatic and expensive experience for homeowners, and unfortunately, they are a common occurrence in many cities across the United States. Knowing which cities have the highest rates of home break-ins can help residents take steps to protect their homes, try to prevent burglaries, and make sure they have enough home […]

UPDATED: JULY 06, 2023