Home

Earthquake insurance is an optional add-on to your existing home insurance to cover your home from damages caused by an earthquake. The law doesn’t require earthquake coverage. So, you need to determine whether you need it. To determine if you should be considering earthquake insurance, continue reading below. What is Earthquake Insurance? Earthquake insurance is […]

UPDATED: APRIL 19, 2023

Flood insurance is an additional policy that helps pay for the cost of repair or replacement for parts of your house and any belongings damaged by flooding. It isn’t a requirement in all locations, but it’s handy if you’re in an area prone to heavy rainfall, snowstorms, tropical storms, or hurricanes. What is Flood Insurance? […]

UPDATED: APRIL 19, 2023

When you have purchased a home and are crossing off the checklist of what new homeowners must do, purchasing homeowner’s insurance is one item. There are different types available, and the type that you need depends on what you plan to do with your property. Are you planning on using the property as your primary […]

UPDATED: JUNE 19, 2023

There are many reasons why you want to insure your older home. However, there are also a few potential pitfalls that you should consider before you decide on which property coverage to purchase. Insurance is not just about protecting yourself from financial loss in case of an incident. It’s also about protecting the people and […]

UPDATED: MAY 08, 2023

When it comes to filing a home insurance claim, the process can be daunting, and more often than not, there are many factors to consider. Your home insurance policy can influence what you’re entitled to and what you’ll need to do to file a claim. Your house may need to be repaired if it has […]

UPDATED: JULY 06, 2023

If you own a german shepherd, your dog may or may not increase the cost of your homeowners insurance. It depends on several factors, including what state you’re in and which insurance company you’re using. The good news? Your rates may stay the same. The bad news? You may not be able to get coverage […]

UPDATED: AUGUST 07, 2023

Have you ever read Tolstoy’s War and Peace? It’s a piece of cake compared to reading and fully understanding the typical homeowner insurance policy. Consumers are most interested in keeping their premiums low in the real world. They trust their agent to pick the policy that best meets their needs. We think it’s a good […]

UPDATED: JULY 06, 2023

Homeowners insurance is one of the most important things you need to have. It will protect your home and family from any damages or losses. But with rising costs, it can take a lot of work to find a good deal on homeowners insurance. There are many ways to reduce your premiums, such as switching […]

UPDATED: JULY 10, 2023

Finding a new home insurance policy is complicated. This is especially true if you’re seeking a good balance of wide coverage and low costs. You might want to take your time with this process because it might take some time to find the right plan that matches your needs. If you know what you want […]

UPDATED: APRIL 19, 2023

House fires are one of the most common causes of accidental death in the United States. The US Fire Administration, a Federal Emergency Management Agency division, found that house fires caused an estimated 3704 deaths in 2019. On average, a fire department responded to a fire somewhere in the US every 23 seconds in 2020. […]

UPDATED: JULY 06, 2023