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Find articles on home insurance advice, including types of coverages, how home insurance works, and what you need to know about filing a claim.
What Does a Home Insurance Policy Cover?
A home insurance policy protects your house, your belongings, and your family from a variety of different losses. But many people find their home insurance difficult to understand. This article fixes that problem by reviewing exactly what is and isn’t covered by a home insurance policy. What Is Home Insurance? A home insurance policy pays […]
UPDATED: APRIL 19, 2023
Choosing a Homeowners Insurance Deductible
Your insurance deductible is the money you agree to pay before your insurance provider pays a claim. Choosing the right deductible is important to get the best insurance policy value. This guide explains how to get the most affordability from your policy, choosing a good home insurance deductible, and the importance of getting different home […]
UPDATED: APRIL 19, 2023
Can Roommates Split Renters Insurance?
Many companies allow you to add your roommate to your existing renter’s policy, but there are many things to consider. Here is a breakdown of how adding a roommate affects your renter’s insurance coverage. Can I Split A Renters Insurance Policy? You should speak to your insurance agent regarding what your policy covers before adding […]
UPDATED: APRIL 19, 2023
6 Things to Consider When Buying a Condo
A condo can be a great investment if you’re aiming for a smaller living space in a particular neighborhood or prefer not to deal with yard work. Let’s review the differences between condos and single-family homes, the pros and cons of condo life, and five things to consider before purchasing a condo. 6 Things To […]
UPDATED: AUGUST 08, 2023
Is a Pool Covered Under Homeowner’s Insurance?
Swimming pools come with many liabilities – both in the risk of someone getting injured at your pool and damage happening to your pool. These costs can sometimes be expensive and often add to serious damages. Luckily, swimming pools are covered under homeowners’ insurance policies. This add-on to policies ranges in costs and in what […]
UPDATED: JULY 18, 2023
What Does a Renters Insurance Policy Cover?
A renters insurance policy may seem confusing, but it’s standard across all insurance companies. Here is a breakdown of what renter’s insurance will cover for you, what it does not cover, and how you can find inexpensive renter’s insurance to not worry about your belongings. What Does Your Renter’s Insurance Policy Cover? Renter’s insurance provides […]
UPDATED: MAY 08, 2023
Most Common Causes of House Fires
House fires can ignite in an instant with devastating effects. And not only do house fires endanger everyone in the home, but even small fires that are quickly extinguished can also cause thousands of dollars in property damage. Fortunately, many of the most common causes of house fires can be avoided. How common are house […]
UPDATED: JULY 06, 2023
Why Millennials are Leading the Home Buying Market
Millennials, more than anyone, are ending their leases and becoming homeowners, and they are doing it in large numbers. Regarding buyers, they are taking over the market, mainly those in their late 20s to early 30s. They hold the record for household income rates more than any other age group by two to four times […]
UPDATED: AUGUST 08, 2023
4 Reasons You Need To Keep Home Insurance Inventory
No one ever considers the importance of a home inventory until they need one. Cataloging all your possessions probably sounds about as exciting as watching paint dry. After all, it can be a time-consuming and sometimes overwhelming process if you have no organization in your home. But there are many reasons why it’s important to […]
UPDATED: APRIL 19, 2023
What is Hazard Insurance & How Does It Work
If you’re purchasing a home, you may hear the term hazard insurance throughout the process. Hazard insurance is an essential piece of your homeowner insurance policy and is designed to keep you, your family, and your home safe. If you’re confused about hazard insurance and why it’s a necessary part of your insurance policy, read […]
UPDATED: APRIL 19, 2023