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It probably seems like your insurance rates are increasing every single year. You’re probably not wrong. There are many reasons your home insurance rates may increase year on year. Not all of them are things you can change, but some may. 1. You Made a Claim The main reason your insurance rates may increase is […]

UPDATED: JULY 06, 2023

There is more to buying a home than the down payment and a mortgage payment. First, you must budget for recurring home ownership costs such as home insurance rates, property taxes, and maintenance around your home. The average yearly cost of homeowner’s insurance is roughly $1,899. Still, rates can vary depending on the company, so […]

UPDATED: AUGUST 10, 2023

Hurricane season runs from June to November each year, with September and October being the most active months. While hurricanes occur outside this period, 97% of tropical activity falls from June to November. Let’s look at what the season involves, how it poses a risk to your home, and how your hurricane deductible works. How […]

UPDATED: JULY 06, 2023

Owning a dog means you’re responsible for the damages it causes, whether digging in a neighbor’s yard or biting someone. Homeowners insurance provides coverage for these actions. Some insurers offer coverage, but not for restricted dog breeds.  Which Restricted Dog Breeds Will Homeowner’s and Renter’s Insurance Not Cover? There are restricted dog breeds that insurers […]

UPDATED: AUGUST 07, 2023

Airbnb is a popular site for people to rent their homes or apartments and make some extra cash. If you rent your home on Airbnb, it is essential to have temporary homeowners insurance. This type of coverage will cover any damages that could happen to your house while you are away. What Is Temporary Home […]

UPDATED: MAY 08, 2023

Roof leaks often come with a tell-tale ceiling stain or water dripping down. When this happens, you need to take immediate action to minimize water damage, wood rot, and the potential for mold growth. Roof leaks don’t get better over time and lead to significant problems like rotting framing and sheathing, destroyed insulation, and damaged […]

UPDATED: MAY 02, 2023

A home is the biggest purchase you’re likely to make, so it’s important to protect your investment — with homeowner’s insurance. If you’re purchasing a policy, your insurance company will most likely require a home inspection. Keep reading to learn more. Can you get home insurance without an inspection? A few exceptions exist, but you […]

UPDATED: AUGUST 10, 2023

Short-term rental insurance is a type of coverage you can purchase to protect your property from damage or theft. This coverage is usually available for rentals that are less than 30 days in length. This type of insurance can be a good idea if you plan to rent your home or apartment while you are […]

UPDATED: APRIL 19, 2023

Vacant home insurance is insurance coverage designed to protect your vacant property. It offers protection against vandalism, theft, and other damages. This type of policy is usually required if you’re away from your home for an extended period or live elsewhere. Vacant home insurance can be complicated. The policyholder must understand the difference between the […]

UPDATED: JULY 06, 2023

Flat roofs are a staple of contemporary residential architecture. They can provide homeowners additional outdoor living space or amenities like a rooftop garden. But it isn’t always easy to find home insurance for flat roofs, especially when you must ensure the insurance covers roof leaks. Despite their growing popularity, homebuyers hesitate to purchase properties with […]

UPDATED: JULY 28, 2023