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Homeowners insurance offers a variety of benefits, including protection against natural disasters and theft, as well as coverage for your possessions and liability if someone gets injured on your property. It’s a common misconception that you no longer need home insurance once your house is paid off. This is not true. Homebuyers still need to […]

UPDATED: JULY 06, 2023

It’s always a good idea to check your home insurance policy every few years. If you have made any changes to your house, bought a new car, or changed jobs, then it’s worth checking that your policy still covers everything. Suppose you’re due for an annual review of your home insurance. In that case, it’s […]

UPDATED: MAY 08, 2023

Many people choose to get multi-family homes as investment properties for passive income. Real estate investing is a great income source that lasts a long time bringing in a constant cash flow. Multi-family homeowners insurance can be obtained to protect your investment home and your tenants. Because these homes have multiple units in one, specific […]

UPDATED: JULY 06, 2023

Mold is a fungus that can grow in moist areas of the home. It can cause health problems such as asthma, allergies, and sinusitis and can cause damage to properties. People must know how to prevent mold from growing in their homes by keeping it dry and ventilated or using disinfectants to kill the mold […]

UPDATED: JULY 06, 2023

Homeowners insurance is an important policy that protects homeowners from financial losses in the event of a covered disaster. Mold is a fungus that can grow on various surfaces and produce toxic spores that cause health problems such as allergic reactions or respiratory distress. It’s essential to purchase homeowners insurance coverage for your home. Still, […]

UPDATED: JULY 06, 2023

Homeowners insurance is a type of insurance that protects the home and its occupants from financial loss in case of natural or man-made disasters. When shopping for homeowners insurance, you should know what to look for and be mindful of what you need to protect your property and family. Many factors go into selecting the […]

UPDATED: AUGUST 10, 2023

You may wonder if you need insurance coverage for townhouses with HOA. The answer is yes. HOAs are not responsible for the maintenance and repair of your property. It’s your responsibility as a homeowner to maintain and repair the property, so it makes sense that you would also need to insure it. Many HOAs require […]

UPDATED: AUGUST 07, 2023

The foundation of a house is by far its most important component. It provides the base that keeps the house safe, and any damage to it — even minor — can negatively affect the entire structure.  When dealing with foundation repair, homeowners often look to their home insurance policy to help cover the costs.  While […]

UPDATED: AUGUST 11, 2023

A homeowner typically requires their mortgage lender to have homeowners insurance. Many lenders require a certain amount of coverage. While you need to carry at least the minimum amount required by your lender, you might consider added coverage for your protection. Homeowners lucky enough not to have a mortgage should consider carefully how much insurance […]

UPDATED: APRIL 19, 2023

The Sunshine State doesn’t look so sunny right now as experts say Florida’s property insurance market sits on the brink of collapse. A combination of rising repair costs, inflation, and massive roofing fraud find agencies for property insurance failing Florida homeowners. The precarious situation, plus the news of pending downgrades for many insurers, has experts […]

UPDATED: APRIL 19, 2023