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Bathroom floods can be a result of many different factors. No matter the cause, homeowners must know how to prevent them, clean them up, and repair any damage they cause. Common Causes of Bathroom Floods Bathroom flooding usually occurs in a few main areas. Clogged Toilets Toilet overflows occur when water levels get higher than […]

UPDATED: JULY 06, 2023

A water-damaged home can be a disaster for homeowners and renters alike. Not only does it affect their health and well-being, but it also impacts their finances. The most important thing to do is to act as soon as possible after discovering water damage. The longer you wait, the more expensive it will be to […]

UPDATED: JULY 06, 2023

Will your homeowners insurance cover your home that was flooded because of a washing machine overflow? The answer depends on the type of coverage you purchased with your insurance company. Most policies have flood damage as an exclusion from coverage. Still, they may offer other water damage coverage options, including sewer backup, faulty appliances, or […]

UPDATED: MAY 08, 2023

Homeowners insurance is a type of insurance policy that protects the homeowner from financial losses from events such as fire, theft, and natural disasters. Break-ins, vandalism, water damage, and liability claims are just a few other things homeowners insurance covers. #1 Most Common Homeowners Insurance Claims: Weather Damage The most common types of homeowners insurance […]

UPDATED: MAY 08, 2023

What is a treehouse? A treehouse is built in or near a tree on an elevated platform. Treehouses are often playing structures for children. Many home insurance companies will charge more for coverage if your home has features that may cause liability issues, such as swimming pools and trampolines. Your home insurance policy premiums may […]

UPDATED: AUGUST 10, 2023

When shopping for a homeowners insurance policy, you’ll likely come across the question, “Do you have a trampoline?” At first glance, this does seem strange. Why would an insurance company care if you own what is essentially a large children’s toy? The answer is liability coverage. You may be aware of the inherent dangers associated […]

UPDATED: APRIL 19, 2023

A house is considered tiny if it’s under 400 square feet. Small homes are becoming more and more popular. They offer a different lifestyle and are a great way to live in the city. But when it comes to insurance, they can be tricky. Insurance companies still need to figure out how to price tiny […]

UPDATED: JULY 18, 2023

Termites are one of the most common pests in the United States. They can cause damage to houses, making it difficult for homeowners to sell their properties. Insurance companies often offer policies that cover termite damage. However, homeowners should know that these policies typically have exclusions and limitations. Does Home Insurance Cover Termite Damage? Home […]

UPDATED: JULY 06, 2023

Homeowners insurance covers the structure of your home and items inside it in case of an accident or disaster. It also provides coverage for other structures on your property, such as a detached garage or shed. Sometimes, you may find yourself in a situation where you need to switch from your current company. Read on […]

UPDATED: AUGUST 07, 2023

There are many things that homeowners insurance does not cover. Flooding is one of them. Homeowner insurance policies usually don’t cover flooding because it’s an “act of God.” However, some states have passed laws requiring insurers to provide coverage for flood damage. If you get flooding, you should check with your state’s Department of Insurance […]

UPDATED: JULY 06, 2023