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Depreciation is a process whereby an asset loses value over time, which allows it to be replaced or repaired. This can affect home insurance depending on the type of policy you have. Some home insurance policies consider depreciation amounts when paying out an insurance claim. Knowing if your policy will payout minus depreciation is important […]

UPDATED: MAY 08, 2023

For dog owners, homeowners liability insurance is a must. It protects the owner from financial losses if their dog causes injury or damage to other people or property. A lot of companies offer this type of insurance. However, suppose you’re thinking about getting a dog liability policy. In that case, it’s essential to know your […]

UPDATED: AUGUST 16, 2023

Home insurance is necessary to protect your financial investments against disasters, accidents, and other unforeseen events. However, factoring in the cost of it, along with the price of your new home, is important to ensure you make the best financial decisions for yourself. The average homeowners insurance rates vary tremendously from one state to another. […]

UPDATED: JULY 20, 2023

According to the National Fire Protection Association, using a wood burning stove or device is one of the leading causes of home fires. This article discusses the safety measures homeowners should take when using a wood burner and how they can protect their property with wood burner insurance. Why would my home insurance cost more […]

UPDATED: AUGUST 10, 2023

When shopping for home insurance, the options can seem overwhelming and unlimited. Using an agent is one of the most common avenues to purchase insurance, and many people find them beneficial. You can buy homeowners insurance without an agent, but they can be helpful, especially when you’ve done your research. Home Insurance Agents: Who Are […]

UPDATED: APRIL 19, 2023

There are many reasons why someone can end up with an unoccupied property. They may be using it as a vacation or second home or carrying out renovations requiring them to live away from home. In any case, knowing what kind of coverage you need for an unoccupied property is essential. When a home is […]

UPDATED: SEPTEMBER 06, 2023

There are currently eight main types of homeowners insurance, each designed to suit the needs of various homeowners and their properties. Insuring your home is essential whether you own, rent, or lease a property. Homeowner’s insurance can protect you from the high costs associated with structural damage, personal property damage, and even personal liability. Considering […]

UPDATED: JULY 18, 2023

You’ve made a delicious dinner, shared great company, and started at a sink full of dirty dishes. Luckily, you have a dishwasher that does the hard work for you. The dishwasher has been a staple of most homes since the 1970s. But what happens when your dishwasher springs a leak?  The following information will help […]

UPDATED: MAY 08, 2023

Water heaters are a common household appliance that most people don’t think about until they have a problem. They often cause water damage in a home and can lead to mold and other health problems. Homeowners need to know what to do if their water tank leaks. Why is My Water Heater Leaking? There are […]

UPDATED: AUGUST 07, 2023

Water damage can devastate a home, and homeowners need to know how to handle it. The aftermath of flooding can cause mold growth, corrosion of metal, and deterioration of wood. The most common type of water damage is when water penetrates the exterior of a home or building. Rainwater, broken pipes, flooding, or a leaking […]

UPDATED: MAY 08, 2023