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Find articles on home insurance advice, including types of coverages, how home insurance works, and what you need to know about filing a claim.
Your Guide To Flood and Hurricane Insurance
We all know the importance of insurance. It’s not just a matter of financial protection, but it’s also a matter of peace of mind. But what do you do when unsure of what insurance coverage to get? This article will give you an overview of home, flood, and hurricane insurance so that you can make […]
UPDATED: JULY 06, 2023
Fire Damage and Mitigation: What Every Homeowner Should Know
Homeowners insurance is a type of property coverage that protects your home and its contents. It’s a form of liability insurance that helps to protect you from financial loss if a house fire or another disaster destroys your house. Read on to learn how fire insurance provides assistance for fire damage and mitigation. How do […]
UPDATED: JULY 06, 2023
My Homeowners Insurance Was Cancelled
An unexpected letter from your insurance company can be nerve-wracking, but thankfully, in most cases, it’s just asking for important information like your current contact details. Sometimes, they may choose not to renew your policy or even cancel it during the current policy term. Insurers can cancel home insurance policies. One of the reasons why […]
UPDATED: JULY 06, 2023
My Basement Flooded; What Will Insurance Cover
The main cause of a flooded basement is a broken or clogged pipe. This could be because of an earthquake, heavy rain, or a burst water pipe. A flooded basement can be caused by any one of these events. This article will provide everything you need to know about basement flood insurance and the different […]
UPDATED: AUGUST 11, 2023
What To Do After a Denied Home Insurance Claim
Denied insurance claims are common, but it doesn’t have to be a disaster. Here are some tips on how to handle denied claims. The key is to be informed and prepared for this type of situation. With the help of this article, you’ll understand how and why insurers deny insurance claims, what you can do […]
UPDATED: APRIL 19, 2023
Credit Check: How to Get Home Insurance Without One
Unless you live in a specific state which prohibits using credit scores or doing credit checks, such as California, Massachusetts, and Maryland, determining home insurance rates, your money management history, and spending behaviors can dramatically impact how much you pay for home insurance. Home insurance companies can use your credit information when initially underwriting a […]
UPDATED: AUGUST 10, 2023
Preparing Your Home for Hurricane Claims
Hurricanes are natural disasters that can cause significant damage to homes. If you’re a homeowner, it’s important to be prepared for the possibility of making a hurricane claim. This means taking steps to protect your property before and during a storm. Following these tips can help ensure that your home is in as good a […]
UPDATED: JULY 06, 2023
How to get homeowners insurance with an old roof
Roofs are necessary for any building but often go unnoticed until the first rainy day. The lifespan of a roof is typically 20-30 years. Unlike wine, it doesn’t improve with age. A roof is often the most expensive and overlooked part of a home. In many cases, it isn’t until there is a major issue […]
UPDATED: AUGUST 07, 2023
How To Know If You Need Homeowners Insurance for a Condo
A condo insurance policy is different from a traditional homeowners insurance policy. While you own the condo, you don’t have to cover the building or the common areas of the condo complex. Let’s explore the different types of home insurance for condos. How to know if you need homeowners insurance for a condo Always request […]
UPDATED: SEPTEMBER 05, 2023
How to File a Home Insurance Claim After a Burglary
Statistics show that one in every four homes will be burglarized. If you’re one of the unlucky homeowners who have experienced a burglary, then you know just how devastating it can be. Not only do you have to deal with the financial impact, but you also have to worry about the safety of your family […]
UPDATED: APRIL 19, 2023