Health

If you have family health insurance coverage, you may have heard the term ‘embedded deductible.’ You must understand the type of deductible your health plan uses. Embedded deductibles have an individual deductible and a family deductible for the policy. So, how does an embedded deductible work? Here is an explanation of how they pertain to […]

UPDATED: JULY 05, 2023

Before you enroll in a health insurance plan, you should pay careful attention to your plan’s annual deductible. Deductibles vary by plan, especially if you buy a health insurance plan through the Affordable Care Act (ACA) Marketplace. Here’s a primer on deductibles to help you decide on your new healthcare plan. What does deductible mean […]

UPDATED: AUGUST 16, 2023

The civil rights cases United States v. Windsor and Obergefell v. Hodges struck down the Defense of Marriage Act (DOMA) and marked a huge win for the LGBT community. The court decision means the law recognizes same-sex marriages as equal under the law in all states and the District of Columbia. These US Supreme Court […]

UPDATED: JULY 05, 2023

According to the National Alliance on Mental Illness, around 51.5 million people experience mental illness yearly in the US. Unfortunately, only 45% of those adults received treatment for their condition in a year. The Affordable Care Act (ACA) makes mental health insurance more accessible than ever. However, your actual coverage depends on your plan and […]

UPDATED: JULY 05, 2023

Losing a job can sometimes be stressful and uncertain, especially regarding health insurance. But coverage is vital to protect yourself and your family from unexpected medical expenses.  This article will explore the options for getting health insurance without a job and provide tips for finding affordable coverage. Why health insurance is important Health insurance provides […]

UPDATED: SEPTEMBER 18, 2023

With the climbing costs of health care plans and prescription drugs, millions of Americans struggle to afford the out-of-pocket costs and premiums of their health plans. Fortunately, the Inflation Reduction Act, a recent bill passed by Congress and signed into law by President Joe Biden, may offer relief. Read on to learn more about this […]

UPDATED: JULY 05, 2023

Fall’s arrival puts Americans just a few months away from the arrival of the (ACA) Affordable Care Act Open Enrollment period, where anyone can sign up for health insurance. Read on to learn about Open Enrollment, preparing, and getting affordable healthcare coverage. What is the Affordable Care Act Open Enrollment Period? The Affordable Care Act […]

UPDATED: OCTOBER 12, 2023

If you’re shopping for health insurance for yourself and your dependents, you may consider purchasing health coverage through the Health Insurance Marketplace. New to the insurance-buying process or unfamiliar with the Affordable Care Act? Here’s everything you need to know to find the right ACA plan and how to apply for Marketplace coverage at HealthCare.gov. […]

UPDATED: OCTOBER 04, 2023

Open enrollment is typically a time of change; it’s when you get to either buy a different insurance plan or change the health insurance plan that you currently have. How open enrollment works for you depends on how you obtained your insurance. Many people get their insurance through their job, and business insurance varies. The […]

UPDATED: OCTOBER 04, 2023

For most Americans, Open Enrollment in October and November presents the opportunity to switch health insurance plans. Whether you’re changing plans or buying health insurance through your employer, Medicare/Medicaid, or the health insurance Marketplace for the first time, there are many factors to consider to ensure you’re selecting the right plan for your needs. Here’s […]

UPDATED: MAY 08, 2023