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Car insurance protects you from financial liability if you get into a car accident. Full-coverage car insurance isn’t a type of policy itself, but it means you have all of the basic coverages available, protecting you in most situations. Read on to learn if full-coverage car insurance is right for you. What does full-coverage car […]

UPDATED: MAY 31, 2023

Personal injury protection auto insurance is known as “no-fault insurance.” It pays for your medical bills and any rehabilitative costs that you or your passengers may have suffered in a car accident. PIP auto insurance can also extend to when you’re a passenger injured in someone else’s car. PIP car insurance is different from bodily […]

UPDATED: JULY 06, 2023

Liability is a fancy-sounding word, but it primarily means “responsibility.” There are different types of liability insurance for vehicle owners. Let’s dive into what liability car insurance is, what essential aspects it covers, and what you should consider when obtaining your liability car insurance. What is liability auto insurance? Liability car insurance coverage can vary. […]

UPDATED: APRIL 27, 2023

Car insurance protects you against paying for damage and injuries to an accident. Most states mandate that you have a minimum level of car insurance by law. This ensures that people are covered should they injure another person or damage their vehicle. Learn more about liability-only car insurance to determine what type of coverage you need. […]

UPDATED: APRIL 27, 2023

The next time you examine the declarations page of an auto insurance policy, be sure to read the fine print to learn how reimbursement will work in the future for property loss. Generally, the declarations page of your insurance policy explains whether your policy pays out the actual cash value or the replacement cost if […]

UPDATED: AUGUST 22, 2023

Owning and maintaining a car is difficult as it is without having to worry about all of the car insurance risk factors that cause premiums to rise. Multiple factors play a role in deciding whether or not the policyholder will see a drastic price change. For these reasons, it is vital to recognize these factors […]

UPDATED: APRIL 27, 2023

Car insurance is a legal requirement in most states, and it’s also a smart way to protect yourself financially in case of an accident. But with so many different types of car insurance policies available, it can be hard to know which one is right for you. In this article, we’ll take a look at […]

UPDATED: AUGUST 02, 2023

Unless you run into legal trouble, you will likely never hear about an SR-22 insurance form or its relationship to auto insurance. But if or when you do, you will need to know what an SR-22 form is, why you would need one, and how to get it properly filed.  What Is an SR-22? An […]

UPDATED: APRIL 27, 2023

Wondering how hard it is to get auto insurance with a previous claim? The good news is. It’s not too difficult. The bad news is. Your insurance will probably cost more than it did before you filed a claim. Let’s look at what happens when you file a claim, how to get new insurance after […]

UPDATED: SEPTEMBER 22, 2023

Insurance companies use algorithms to estimate risk and determine how much they will charge their drivers. The drivers assign three risk levels: preferred, standard, and non-standard auto insurance. Preferred and standard drivers are low- to medium-risk and generally have no trouble getting an insurance policy. These drivers might have a few traffic violations, but their […]

UPDATED: APRIL 27, 2023