Auto
FR44 Insurance: What Is It and Do I Need It?
In most states, if you’re a high-risk driver, you must have SR-22 insurance attached to your car insurance policy. However, if you live in either Virginia or Florida and have a DUI/DWI traffic violation, you must carry an FR44 certificate. Studies have shown that motorists who drive drunk will likely drive drunk again. What Exactly […]
UPDATED: APRIL 27, 2023
Texting and Driving Laws By State
Drivers engaging in distracted driving, even for a split second, can cause a devastating crash. Distracted driving is one of the leading causes of car accidents, and cellphone use is often one of the culprits. Federal regulations don’t include a texting and driving law; however, many states penalize distracted driving, especially texting. Here’s a look […]
UPDATED: AUGUST 22, 2023
Do You Need Uninsured and Underinsured Motorist Coverage?
Taking out uninsured and underinsured motorist coverage is an important consideration that should be taken in line with the statutory requirements in your state. Not all states make it mandatory, however. It’s best to check this with your insurance carrier. Read on to discover why these types of insurance coverage are essential, as they offer […]
UPDATED: APRIL 27, 2023
What’s The Best Car Insurance For 20-Year-Olds?
A driver’s 20th birthday is an important milestone because 20 years old marks when car insurance rates begin to decrease. Auto insurance companies view you as less risky on the road and reward continuous good driving habits with a slight decrease in your car insurance premium. Finding the right car insurance policy can be tricky […]
UPDATED: APRIL 27, 2023
How To Prepare Your Car For Winter
Driving in the winter is harrowing at times, but we still need to get from place to place. Preparing your car for winter driving is important to avoid getting into an accident or sliding off the road when you hit the ice. We’ve put together some great tips for getting you through the winter months, […]
UPDATED: MAY 24, 2023
Cheap Car Insurance For 17-Year-Olds
Car insurance rates for teen drivers can be pretty expensive. Many factors affect car insurance for 17-year-olds’ cost. Should teen drivers be added to a parent’s policy, or should they have their own policy? Do car insurance companies offer 17-year-old drivers their own policy? Where can I find cheap car insurance for my teen driver? […]
UPDATED: APRIL 27, 2023
Top Impacts On Car Insurance Rates Increases (updated 2023)
Car ownership is less of a luxury than a necessity in many places. That said, the experience is far from inexpensive. In addition to maintenance, fuel, and the cost of purchasing the vehicle, it isn’t cheap (or optional) to ensure you’re adequately insured. And all that doesn’t account for the car insurance increases most people […]
UPDATED: APRIL 27, 2023
Can You Buy a Car with a Credit Card?
Buying a car involves looking at many elements. How you’re going to pay for it, is one of the most important things. Most dealerships offer their in-house car finance packages, however, you may want to purchase it on your credit card. Having a large enough credit card limit is required to do this along with […]
UPDATED: AUGUST 11, 2023
How to Lease a Car with Bad Credit
Lower credit scores indicate you’re a risky borrower, even when leasing a new car. Depending on the dealership, your credit report aids in determining your lease terms. But a credit check isn’t the only thing your lender looks at. Lease payments for a new car with a low credit score can vary. This article covers […]
UPDATED: APRIL 27, 2023
How Long Does a Speeding Ticket Stay On Your Record?
What happens when you receive a speeding ticket? How long will it stay on my driving record? How will I be affected by the state’s point system and my auto insurance rates? Moving traffic violations can cause your auto insurance premiums to increase, add points to your driving record, and determine your driving privileges. The […]
UPDATED: SEPTEMBER 11, 2023